Consumer Protection Statutes We Operate Under
Understanding the laws that protect consumers is vital to mounting effective litigation. These statutes form the legal backbone of our practice, allowing us to help partner firms enforce fair treatment in the marketplace.
Fair Credit Reporting Act
Ensures consumers have access to accurate credit information and provides a framework for resolving disputes.
Your Rights Under the FCRA
Dispute Inaccurate Credit Information
You have the right to challenge incorrect or outdated information on your credit report.
Be Notified of Adverse Actions
If you’re denied credit based on a report, you must be informed and given access to that report.
Telephone Consumer Protection Act
Limits how and when businesses can contact consumers using automated technology.
Your Rights Under the TCPA
Consent Is Required
Businesses must obtain prior express consent before calling or texting using auto-dialers.
Protection from Unwanted Robocalls
You can take legal action if you receive unsolicited calls, faxes, or text messages.
Fair Debt Collection Practices Act
Establishes ethical standards for debt collectors and provides consumers with tools to fight abuse.
Your Rights
Freedom from Harassment
Debt collectors cannot threaten, curse, or contact you at unreasonable hours.
Transparency & Accuracy
Collectors must inform you of the debt and your right to dispute it.
Florida Consumer Collection Practices Act
Florida’s state-specific counterpart to the FDCPA, with broader consumer protections.
Your Rights
Extended Coverage
Applies to both debt collectors and original creditors.
Local Remedies
Violations can be enforced under Florida law, often with more favorable conditions for consumers.
Florida Deceptive and Unfair Trade Practices Act
Protects consumers from unethical or deceptive business practices within Florida.
Your Rights
Truthful Advertising
Businesses cannot mislead you through false claims or hidden fees.
Right to Legal Redress
If you’re harmed by deceptive practices, you can seek compensation through the courts.